Sometimes you need a little extra to provide peace of mind.
Umbrella insurance protects you with extra liability insurance. Beyond the limits of your homeowners, auto, and boat insurance policies, umbrella insurance picks up where the liability limits of your other policies end. Umbrella insurance may protect you from lawsuits and major claims which have exhausted your other policy’s’ liability limits. An umbrella policy may provide additional protection against slander, libel, false arrest, malicious prosecution, injuries, damage to property, lawsuits, and liability coverage for any rental units.
Consider these aspects of umbrella insurance:
- Bodily injury liability coverage: Including the cost of medical bills or liability claims, this coverage may protect you from the costs associated with the damages to another’s body, including injuries in an auto accident when you’re at fault, and injuries to guests while in your home or on your property.
- Property damage liability coverage: Whether it’s damage or loss of another’s property, this coverage may pay costs associated with damaged vehicles as a result of auto accident when you’re at fault.
- Owners of rental properties coverage: This coverage may protect you as a landlord against the costs of liability claims from tenants, their guests, or their pets sustaining injury or causing injury on your rental property.
Contact the experts at Manning Insurance Services, LLC in South Carolina to discuss your umbrella insurance options.